DSCR, fix-and-flip, ground-up construction, and multifamily financing — sized to the property's numbers and your plan for it, not a stack of personal income paperwork.
Whether you're holding for cash flow, renovating to sell, building from the ground up, or scaling into multifamily — we'll find the financing that matches your plan.
Standard agency financing for an investment property purchase, qualified off your personal income and credit — a familiar option for investors buying their next property outright.
Qualifies off the property's rental income rather than personal income documentation — built for investors scaling a rental portfolio.
Short-term financing covering purchase price plus rehab budget, sized against after-repair value for investors renovating to resell.
Draw-schedule financing for builders and developers taking a project from raw lot to finished home.
Acquisition and refinance financing for multi-unit and portfolio properties, sized to in-place or projected rental income.
Standard agency financing for an investment property purchase, qualified off your personal income and credit — a familiar option for investors buying their next property outright.
Qualifies off the property's rental income rather than personal income documentation — built for investors scaling a rental portfolio.
Short-term financing covering purchase price plus rehab budget, sized against after-repair value for investors renovating to resell.
Draw-schedule financing for builders and developers taking a project from raw lot to finished home.
Acquisition and refinance financing for multi-unit and portfolio properties, sized to in-place or projected rental income.
A starting point for the conversation — actual terms depend on lender guidelines, the property, and the exit strategy.
| Program | Qualify By | Typical Use | Term Structure |
|---|---|---|---|
| Conventional | Personal income & credit | Investment property purchase | Standard amortizing, often 30yr |
| DSCR | Property cash flow / rent coverage | Buy-and-hold rental purchase or refinance | Standard amortizing, often 30yr |
| Fix-and-Flip | Purchase price + rehab vs. after-repair value | Renovate-to-sell | Short-term, interest-only |
| Ground-Up Construction | Draw schedule against build budget | New construction | Short-term, draw-based |
| Multifamily | In-place / projected rental income | 2+ unit acquisition or refinance | Varies by lender, often amortizing |
Note: Figures above describe how each program generally works, not a quote. Actual leverage, pricing, and draw terms depend on the specific lender, the property, and your plan for it — we'll confirm exact numbers once we talk through your project.
Purchase price, rehab or build budget, and your plan — rent, sell, or refinance. We'll match it to the right investor and come back with options.